Yeah, I remember moving from NY to Virginia 12 years ago...my auto insurance dropped to $800 from $2200.00 yearly. And, my wife and I had several good drivers discounts applied, as well.
When I moved to DC, I think the rated nudged up to $1300.00 a couple years later.
NY auto insurance (I think NJ is the highest, tho) is costly madness.
Now back to our regularly scheduled (increasingly ugly) topic on Audio Central....