% of silver is the key. More silver, more heat required. More than 3% is tough to heat properly with a pencil iron . If you have silver-coated wires, it's good to use silver solder. The "net" has propagated the idea solder has a sound. I don't know.
A lot of manufacturers use Cardas Eutectic, therefore, in the absence of my own opinion, so do I. It has silver, but not too much, and flows readily. I paid $40 for a pound (now $48) 5 years ago, still have some and I build and re-build a lot.