Nice to be self-reliant but important to know your limitations. Mistakes can be fatal. Don't you find that fact a little bit discouraging? I sure do. Tim Ryan takes care of my major electrical issues for $50/hr.
I have a BSEE an MSEE and two copies of the National Electrical Code (two previous editions before the current edition, which is not ratified in my district). I also get everything inspected and pull permits.
$50/hour? Where do you live? It was almost two thousand dollars for me to have my 100 amp service upgraded to 200 amps. That took a day and I guarantee the parts were less than $500.
In my family room, I install 16 recessed lights and a Grafik Eye. In my kitchen, I installed 7 or 8 recessed lights, and a new circuit for those lights. I will also install a circuit for a microwave, for an air handler, and several additional circuits. I've installed a circuit (through raceways) for my garage. I could list of the 4-5 other circuits I'm installing, but I won't bore you.
It would cost me easily many thousands of dollars for the work I'm doing.
It depends on your comfort level, but I'm totally comfortable working with electricity.