I am not is place to make a drawing, so I will try to explain it in a verbal manner.
Imagine that the "Y" has 2 parts: the lower bar, and the upper "v".
The bar would be the preamp output impedance. Somewhere from 10 to 100 ohms, usually.
The "v" has two parts, each one the input impedance of the amps Which would be 10k-100k, roughly.
Unless you are in the pro audio world, or telephone system, where the bar and "v" would each have 600 ohm values, there is no 3 dB drop when you double terminate.
In the case of 600 ohms, when going from a single 600 ohm load to a 300 ohm load (2 600s in parallel), you pick up an additional 3 dB of loss.
Help any?
Pat