Well, after messing with it for quite a while, I reinstalled the Windows disk. Then went to [add printers and other hardware], then chose [audio codecs], and at random happened to pick a choice (from the Windows CD) that loaded what I needed to have audio.
So....it works perfectly now.....

Brad, Mike and Ted, thank you very much for the shockingly fast replies. You guy are amazing.

Thank you very much. I'm now able to hear the Windows default sounds, which I wasn't able to before.
I grabbed the first CD I could find, now I'm listening to The Eagles "Hotel California".

Now my little girl can have all her software. Cool stuff.
Sorry for the false alarm.
I had spent enough time troubleshooting, that I thought I had run out of options, and reached the end of my abilities.
But one last "stab in the dark" did the trick.
Thank you guys again.

Bob