Don,
All passive splitters have about a 6db insertion loss per tap. In otherwords, a 2 way splitter can have a 12db insertion loss, a 3-way can have an 18db loss and so on. Although these losses are "guesses" anyway, it's kind of a crap shoot. It all depends on location from transmitter, signal strength and now they are saying if you mix RG-6 with RG-59 you can screw up the overall performance of the antenna system. I have an antenna amplifier (in the basement) that feeds a 2-way splitter. One tap goes to the downstairs living room where I have the big TV, VCR, High def tuner and FM tuner. The picture on the TV is great in both analog and digital, FM is too. The other end of the first 2-way splitter feeds an 8-plex which is the distribution system for the whole house. featuring 2 tvs, 2 FM tuners and 2 stereo receivers.
Trial and error are the usual suspects in dealing with this. You sound like you have a handle on it.
Wayner