Hi Jim,
Greg's advice is, in my experience, absolutely correct. Some say that you should heat the workpiece - the component lead and the pad - before you add the solder, but it's all so damn quick I normally don't bother with delays and put all three against the tip at the same time. A proper joint has a nice, glistening appearance, with no trace of white frostiness. You can always attack a joint a second time to improve its appearance; this changes the ratio of solder to flux. Too much heat boils away the flux and seems to prevent proper amalgam formation, and this leads to 'dry' joints, where the adjective describes the action of the flux, making the solder 'wettable'.
I use a chisel point bit; round, with a 1/16" flattened tip. Before every solder operation I always 'clean' the end of the bit on a wet sponge. This operation merely removes 'old' solder from the tip, solder whose flux has been boiled out, and prepares the tip to take a fresh load of solder, with flux in it to 'wet' the new joint.
Soldering is an art. I think it's dead easy, but I've been doing it for more than forty years. I'm often surprised at the work I see in the industry; dry joints are very common, but they don't always show up electrically. Modern industrial processes are sometimes flawed because the temperature/time/bath composition is not quite correct, and components which get very hot slowly boil away the remaining flux on the joint. Eventually, after years of thermal cycling, these joints can go 'dry', and become non-wetting. There is a move, particularly in EU, towards lead-free solders, and while the first products for hobbyists have been difficult to use, they are getting better all the time, although they are expensive. The problem is that administering leaded solder does create a vapor pressure, and with your leering face a few inches above the work, there is a small but constant ingestion of lead vapor. ALWAYS keep your face and mouth to one side of the workpiece, so you are not directly above, breathing the fumes...... That said, there is little medical risk of lead poisoning, but care is still required.
Cheers,
Hugh