Welcome back cwm,
The good news is that you can continue to reap the benefits of your investments until the dow hits 40k, which it will as long as it happens within the end of next year. In spite of the fed taper and inflation I don't feel anything sinister and I have a knack for when to get out of the market. Sometime before the end of next year you can pick up 3%/yr on your cash and be only 2% in the hole. After all, principal maintenance is the goal at your age, right?
The bad news is nothing has happened in audio since your last last post except for the cheap high resolution program material available to stream. Which coincidentally accounts for 99% of the hi in hi-end.
So, other than to tell you to short Netflix, keep the system you have and be happy. Hope to hear from you in 2031.
W