I may have an answer from a computer pro friend I called earlier. Actually "Size on disc" is a bad description. It indicates the size of the files without pointers. The NFTS system uses "pointers" to replace zeros when storing the file on the hard disc. It is a form of compression, but only of zeros, so it doesn't change the sound. I could change the storage directions to eliminate this compression of zeros, but then I would indeed need a 10 TB disc and bigger as I add more music. I would imagine this is true for almost all of us using a computer for storage and playback.