A couple of jeweler's loupes works best for me, 10X for basic work, lining up the cart on my arm specific alignment templates, checking SRA, looking for crud on the stylus. More powerful for checking stylus wear, 30x or 40x works well. Good quality USB microscopes are great fun, fiddly, and only good for looking at the stylus removed from the arm. 100-400x magnification will show the cut of the stylus in great detail, but at the end of the day after playing with it a while, one becomes bored and you don't really get that much new info.
If you have a good quality microscope by all means use it, powerful top lighting is the most important criteria, it'll be instructive and fun. But if you don't already have one, the best bet is $20 for a selection of jeweler's loupes in various magnifications. Much more useful and way, way cheaper.