First of all, thank you all for your suggestions. They were all greatly appreciated and helping one another is what this is all about. In the end though, through the multitude of great suggestions and referrals, I chose to play it safe, although somewhat expensive, and go with the Van Alstine T-Dac. Frank had loaned me one a ways back and I was very impressed. The only thing that held me back was the idea of then having to find a good transport although he says any cheap one will do. Well, I will have to address that issue at a later time. For right now, as soon as it's built, I will just enjoy the music. Then the fine tuning comes, cables, power cords, transport, etc., if I decide they are needed at all. Afterall, my ears are good, but they are 57 years old and really, there must be some limitations at this point to what I can hear.
Again, thanks to all and good listening.
Rick