It depends on the type of modulation of the record - horizontal or vertical. For horizontal, you can just tie the two inputs together of a stereo cart. A simple switch right at the inputs can do this. If modulation is vertical, then you need to swap polarity of one channel and then sum.
Or at least I think that's how you do it. Using a stereo cart is not the best thing for mono records. You're better off using a mono cart with the right size and type of stylus. Check out Shure and Ortofon. And then use just one channel for playback.
jh
