Welcome!
I'm 67 and retired. Have been into stereo/audio for 50+ years and have swapped out too much gear. As you age your high frequency hearing will/has diminished (I wear hearing aids now). Recommend active monitors that studio professionals use (built-in amps that the manufacturer has matched to the drivers, one channel per driver, sophisticated low voltage crossover that can include DAC, room correction, and more). That takes care of everything of importance but the space (room) and source. CD quality streaming is the way of the future but you need to be computer savvy to deal with it.