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As you most likely already know, here in Canada it's a different story. I've been back and forth to the doctors office at least 7x in the past month and countless times over the years. Had surgery on one occasion and stayed at the hospital 3 days, was electrocuted on another occasion and rushed to emergency. Never once did I pay or receive a bill in the mail at a later date. And yet we Canadians complain all the time about our health care system.