hi terry,
w/active subs, i agree it's wise to keep the crossover electronics away from your monitors. which is why i use a passive sub!

the electronics of a high-quality outboard x-over will be completely transparent to the monitor, which will see the same signal from the same amp, only w/o those last few hz... while i agree w/chris that ya can't really *ever* duplicate a full-scale concert in your home, i also *know* that ya *can* duplicate a large full-range speaker system w/monitors & subs.

in any event, i am glad you have achieved nice results w/yer set-up - that's what's most important, after all...
thinking of full-range sound w/monitors reminds me, mcrespo71, vmps also makes one model of passive sub that can double as monitor stands. from their website:
DEDICATED SUBWOOFER
Low Frequency cutoff: 24 Hz (-3dB with Megawoofer option)
Sensitivity: 90 dBSPL/1W/1m
Woofers: one active 12” polypropylene cone w/butyl surround, 40oz magnet, 200W voicecoil (standard version); OR active 12” Woven Carbon Fiber w/natural rubber surround, 80oz magnet, 300W voicecoil (Megawoofer version); PLUS slot-loaded 12” passive radiator with user-adjustable bass damping
Crossover: 90Hz at 6 dB/oct with passive xover installed
Power Requirements: 20W rms min, 200/300W rms max
Impedance: 8 Ohms
Dimensions (HxWxD): 27x14.5x16.5”
Weight: 85 lbs.
Cabinet and Finishes: genuine oak veneer, lite or dark with black grill; or satin black over oak; 3/4”MDF construction throughout with hardwood corners full length
PRICING as of 2/02:
DEDICATED SUBWOOFER: $459 assembled (standard) $529 assembled (with Megawoofer); Passive Crossover $45; kit versions $389(standard) or $459(w/Megawoofer) including shipping.
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don't let their pricing scare ya - dealers are competitive... ;~) personally, i'd recommend getting the megawoofer, and also soundcoat. i'd forgo the passive x-over for an active unit...
regards,
doug s.