The NAD is finally broken in (or my ears are, depending upon your philosophy).
In summary: The NAD is better than my DIY Ncore 400 dual mono amp. Better meaning:
-- deeper bass
-- more transparent (or, my wife says, clearer and "are we keeping this?" Who doesn't love to hear that?)
-- more powerful, relaxed and musical
For those who do not want to go down the DIY route, this is an audiophile-grade amp, with very nice build quality/case, at a terrific price. The only negative is the speaker binding posts (if you have spades, that is. What a PITA. Bananas are no problem).
Would my dual mono sound better as monos? Don't know.
With DIY, you change the unit any way you want. Obviously, you can't do that with the NAD. Including, changing the fuse without voiding the warranty. Ridiculous. On the other hand, I do like the very low standby power. I'm using the balanced inputs but RCA are provided too.
Now I just have to figure out how much to sell my DIY for...