you could get hit by ... a water buffalo tomorrow.
Yes, that occasionally occurs on my street.
(You AVA owners are very witty, too.)
When I bought life insurance, I made a comment to the insurance agent, "... and if I die." He responded, "[oneinthepipe,] it is no if you die, it is when you die." Nevertheless, according to the old saying, "Life begins at forty," I haven't reached mid-life yet, notwithstanding actuarial calculations.
We spent $11.5K on our whole system, including the room treatments and I really believe we get 95% of what there is to get, and very musically.
I haven't spent that much yet, which will be my defense when my wife figures out how much I have spent or my excuse to spend another $4K when I have
my mid-life crisis.