That depends on what your intent is....
If you plan on testing speakers, room sweeps, etc... then a software/soundcard based package might do you quite well.
If you also want to work on electronics, where it is often necessary to looks at signals/oscillation in the mHz range, you'd need a dedicated usb/slot... instrumentation package like -
http://www.cleverscope.com/products/http://www.bitscope.com/http://www.pc-oscilloscopes.com/index.php/cPath/23http://www.linkinstruments.com/oscilloscope.htmThese instruments have varying degrees of bandwith, bit depth, etc...
The some also have digital logic capabilities, as well as incorporated signal generators for spectrum analysis duties into RF spectra, etc... The costs vary, but if your intent is to use your instrumentation for speaker work, you probably do need anything but a software/soundcard based system as you referenced.
As I use my instrumentation for low RF spectrum analysis of powerconditioners, I use the Cleverscope, which has its own signal generator and also has digital logic capabilities, but its costs are substantially higher than the audio specific soundcard based systems you mentioned.
FWIW,
Paul
[incommunicado for the next week]