I have a 640P and it's an excellent unit for the price, perhaps a little on the cool side, but definitely not thin sounding. I've never heard the 540P, but all the reports I've read say it doesn't hold a candle to the 640P. If you can get an exchange from the dealer I'd recommend it. Additionally replacing the wall wart PS with the $12.95 $19.95 (I musta got it on sale) variable PS from Parts Express up's the SQ as well, especially in dynamics.