Folsom,
Do you have a favorite dentist? If so ask them what plans they accept and recommend.
I have been with Delta for probably 15 years. I think the premiums are high and there are a some things they do not cover. But that may just be the plan my retirement offers. They have never denied me service for covered treatments including gum surgery.
Why do I stay with them if I think the premiums are high? It is because the lower cost carrier I used previously also used lower cost (read that talent) dentists. The caliber of dentist I was able to choose from was much better with Delta. I tried several dentists with the lower cost policy. At the time I switched to Delta I also chose another dentist not available on the previous policy. I still go to that office 15 years later. The daughter took over her father's practice when he retired. Great service. Big smile.
