Holy cow. Thanks guys. This is great advice.
The 103 is nice and serves a lot of purpose. I use the DAC in the NovaPre, but I've been reading so much about DSD that It feels like I'm missing out, hence the new DAC. I also use it for streaming wireless from my laptop via Jriver, or gizmo from my phone. It works flawlessly and sounds pretty darn good. I'm also considering the new Auralic Aries, but to take advantage of the DSD functions......the DAC comes up again.
My room is not ideal. I got the sub for that reason and it has helped, but after everything I read, dual subs would be the way to go. However, that purchase will definitely come with objections from my wife, although she admits my obsession serves her as well.
With the way the room is set up, and with windows everywhere, it's tough for treatments (let alone WAF). I'm positive there would be a great improvement with some bass traps and absorption at least at the first reflection points, so that's a little frustrating. The highs and lows are inconsistent at different volumes and I think treatments would help.
I like the idea of holding out and creating a "dream speaker" account. Hell, I'm already 1/4 the way there, but this two grand is burning a whole in my pocket. I'm positive you all know what I mean.
Please don't get me wrong; I think my system sounds great, but I know it could sound better. SOMETIMES, it does become slightly fatiguing at the high-end and I associate that with either the DAC or the room (or both). We're renting a house, so I have to also consider the next room when we purchase a house. Yes, acoustics are going to play a major role in that decision, so I'm trying to look ahead too.
Again, thanks for everyones input. I'm not sure if I'm any closer to making a decision, but I realize I have more to think about. In the meantime, I'll throw another 150 bucks into that savings account, so maybe I'll be one step closer to the SS8!