I recently bought a BDP-93 and it does a fine job hooked up to my DAC via the excellent Wyreworld digital cable.
I think the BDP-93/Wyred 4 Sound combo will compete with - and probably beat - the stock BDP-95, and the Oppos are built to perform well for years... so with the rapid evolution of DACs you can always upgrade your external DAC a few years down the road.
There are some modders doing some exceptional upgrades to the BDP-95 that make it compete with some of the best DACs out there, so that's another option but it'll cost you.