Changing the anode at some point will extend the life of the heater.
It's up to you whether you want to change it of not.
When I lived in NY I replaced my water heater with an AO Smith, I called
the company to fine out about the anode, they made a model with an easy
to replace anode as apposed to the disconnect the water heater method.
I scratched my head the first time I heard it, as well.